Tipsheet

Elon Musk: 'No More Loans' After Discovering Baby Took Out $100,000 Loan

Elon Musk’s DOGE is backing the Small Business Administration (SBA) as it cracks down on fraudulent loans, which is a long-overdue move. The SBA’s new focus on preventing loans from going to ineligible recipients—like babies and the deceased—addresses a serious issue plaguing government relief programs. Musk’s support signals a shift toward accountability and efficiency, a much different reality than the previous administration's. His involvement in the Trump administration appears to bring much-needed attention to rooting out fraud in government-backed financial assistance.

On Monday, Musk, wearing a “Trump was right about everything” hat, exposed the abuse of loans. He revealed that DOGE found that children under 11 were taking out SBA loans totaling $330 million. The most alarming finding was that a nine-month-old was able to take out a $100,000 loan. 

“No more loans to babies or people too old to be alive (i.e., stolen Social Security numbers),” Musk said in response. 

Musk’s comments respond to a new SBA rule that requires applicants to provide their date of birth in order to be considered for a loan. It also bans individuals under 18 or over 120 years old from receiving direct loans. The Tesla CEO previously called the federal loan program the “biggest fraud in history.”